Two Reporters Without Borders representatives went to the headquarters of the International Olympic Committee in Lausanne today, three years to the day before the opening of the 2008 Summer Olympic Games in Beijing, which will be covered by thousands of journalists from all over the world but will be spoiled by the lack of press freedom in China and its government’s cruel suppression of dissent.Reporters Without Borders went to the IOC in order to hand in a letter to its president, Jacques Rogue, with a petition signed by 4,000 people calling on the IOC’s member countries to put pressure on China to allow more freedom of expression.The press freedom organisation had on several occasions requested a meeting with Rogue to discuss these issues, but never received a reply.The IOC does not stop congratulating itself over the progress in construction for the Beijing Olympics. But there are no public statements of concern about the lack of free expression which could affect the work of the press and the transparency necessary for the games. Worse still, a senior IOC official recently had no qualms about defending China’s strict curbs on the news media in the name of every country’s right to a “specific communication policy.”China is the world’s biggest prison for journalists, cyber-dissidents and Internet users. Nearly 100 are currently detained – many of them serving long sentences – for freely expressing their views on such issues as democracy, corruption and the plight of minorities.The Chinese are still not respecting their undertaking to the IOC to let foreign journalists work freely. Aside from the hundreds of blocked foreign news websites, the public security department keeps foreign correspondents under surveillance and does not hesitate to detain, threaten or even rough up those who violate the sacrosanct “Guide for correspondents working in China.”For example, two journalists working for the BBC World Service – a Japanese man and an American woman – were arrested, stripped naked and questioned by the police last month while investigating a massacre of peasants by thugs in the pay of land speculators just a few kilometres outside Beijing.In August of last year, foreign news photographers were beaten by Chinese police during a football match in Beijing. No police officer was sanctioned.More generally, the freedom of movement of foreign journalists is restricted. They must request authorisation each time they want to go outside of Beijing. Are these the conditions in which the IOC would like journalists to work before and during the Olympic games?”The IOC has a duty to influence the Chinese government’s policy towards Chinese and foreign journalists,” said Reporters Without Borders secretary-general Robert Ménard. “Failure to act on this crucial point would be a momentous failure in the history of the Olympic Games.”The repression of dissident movements and ethnic or religious minorities has never stopped since the 2008 Olympic Games were awarded to Beijing in July 2001. The Chinese authorities harass those who might be tempted to spoil the party. Public executions in stadiums continue to take place in some provinces. This is why Reporters Without Borders continues to call for a boycott of the 2008 Olympic Games.The thousands of signatories of the petition – a letter entitled “China: gold medal for human rights violations” – say, “In view of the massive human rights violations in China, I think it is unacceptable if not dangerous to allow the Chinese government to organise the most prestigious sports event.” Receive email alerts China: Political commentator sentenced to eight months in prison RSF_en Reporters Without Borders representatives handed in a letter and petitions to the IOC in Lausanne today, three years to the daybefore the opening of the 2008 Olympic Games in Beijing. The organisation asked IOC president Jacques Rogue to use his influencewith the Chinese government, which continues to crack down on dissidents and to keep Chinese and foreign journalists undersurveillance. Follow the news on China June 2, 2021 Find out more News August 8, 2005 – Updated on January 20, 2016 Press freedom group submits free expression petition to IOC News ChinaAsia – Pacific ChinaAsia – Pacific Help by sharing this information to go further Organisation News March 12, 2021 Find out more April 27, 2021 Find out more News China’s Cyber Censorship Figures Democracies need “reciprocity mechanism” to combat propaganda by authoritarian regimes
Jose Mourinho will make a late decision on whether striker Diego Costa will be fit to feature for Chelsea on Saturday’s Premier League resumption against Swansea. Costa, the £32million signing from Atletico Madrid, has scored four times in his first three games for Chelsea, but withdrew from the Spain squad during the international break with a hamstring problem. “Diego came back injured, but that was last Saturday,” Mourinho said. Press Association “He had one week to work hard with the medical department. He has a chance to play tomorrow. “We have a training session now (on Friday afternoon) to confirm his condition and to make the final decision.” Mourinho had little doubt Costa would adapt swiftly to the Premier League. “When we bought him we were very optimistic,” the Portuguese added. “His profile as a player, his profile also as a person. A player (who) is also part of a team and we knew that the team was going in a certain direction and was waiting for a person like him to be there. “His start was good. Three matches, three victories and four goals.” Loic Remy, who signed from QPR for a reported fee of £10.5million after Fernando Torres left for AC Milan on a two-year loan, is in contention to make his debut against the Swans, who have also won all three of their league games so far. Costa could be kept in reserve for the opening Champions League fixture at home to Schalke next Wednesday, which comes ahead of the trip to Premier League holders Manchester City. Mourinho refuses to look beyond the visit to Stamford Bridge of Swansea, who he believes have strengthened this summer despite the loss of Michu. “In this moment it’s Swansea,” Mourinho said. “We have nine points we want to have 12. If it’s not possible (to get) 12, (then) 10 at least. We go game after game. “I don’t think (Swansea) lost one of their most important players. They bought and they bought well. “They invest seriously and they bought quality players.” Swans boss Garry Monk believes the fairytale at the Liberty Stadium is far from over as a movie about the club hits the West End on Friday night. Jack to a King tells the story of a club which went from the brink of extinction to living the dream and has its London premiere in Leicester Square on the eve of Swansea’s visit to tackle Mourinho’s men. Monk has played a big part in Swansea’s climb over the past 10 years as player, captain and now manager and still struggles to comprehend the club’s rags to riches rise. “The Chelsea game fits in with the story because it’s one you would not believe unless you witnessed it,” Monk said. “That’s why I want people to watch it. It gives you a big insight. “There’s plenty of clubs who went up and through the leagues, we did it ourselves before. “But the actual circumstances the club found itself in and what we had to go through will leave people surprised. “This means a lot to a lot of people and it’s probably the perfect time for a film.” Monk joined Swansea in 2004 a few years after the club nearly went into liquidation, salvation coming in the form of a combination between Supporters’ Trust members and a consortium of local businessmen. But he still had to endure some pretty basic training facilities before Swansea rose through the divisions and reached the promised land of the Premier League. Swansea’s story got some silverware in 2013 when the club won its first major trophy in 101 years of trying – the Capital One Cup when beating Bradford 5-0 at Wembley. That triumph took Swansea into the Europa League and Monk feels that achievement is possible again through a high Premier League placing, despite intense competition from clubs with greater financial resources than the Welsh club. “If we stop now we have wasted all that hard work,” Monk said. “We are never going to be a financial power in this league, but we can make sure we are competitive. “We experienced Europe last year and that was something we really enjoyed, and we would like to get back to at some point sooner rather than later. “We have shown we can win a cup, but we would like to do it through the league as well. “People say the Chelsea game is a top-of-the-table clash, but we are not going to be title contenders at the end of the season. “We know exactly what we are, we are a club looking to progress and all the new players who have come in buy into that.”
– ‘Bittersweet’ –US midfielder Carli Lloyd scooped the best women’s player of 2016, the two-time Olympic gold medallist adding to her 2015 FIFA Women’s World Player of the Year accolade.The American finished ahead of Brazilian star Marta and Germany’s Melanie Behringer.She described 2016 as “bittersweet”, with the US failing to win a medal for the first time in women’s Olympic football.Spain’s La Liga accounted for nine of the 11 players in the FIFPro team of the year with Ronaldo and Messi headlining a star-studded line-up.Ronaldo was joined by Real team-mates Sergio Ramos, Marcelo, Toni Kroos and Luka Modric while the side comprised four Barcelona players with Gerard Pique, Andres Iniesta and Luis Suarez joining Messi.Bayern Munich goalkeeper Manuel Neuer — named to the FIFPro World 11 for the fourth year running — was the only player selected without links to Spain’s top two clubs.Juventus defender Dani Alves was included for a sixth time having helped Barca to a league and cup double before leaving the Camp Nou for Italy last June.FIFA also gave a fair play prize to the Colombian side Atletico Nacional.The team had asked South America’s football governing body to award a regional club title to Chapecoense after most of the Brazilian side perished in a plane crash on the way to the first leg of the final.– New honours –World football’s governing body launched the new award series after ending its six-year collaboration with France Football magazine for the Ballon d’Or.The change is one of many implemented under Infantino, who took over FIFA last year pledging to lead it away from the scandals that dominated the end of Sepp Blatter’s tenure.Speaking on the so-called “green carpet” outside the Zurich awards venue, Maradona said the prizes helped define a new FIFA identity.“After everything that was taken away from football, everything that was tainted by corruption, to see new people, new faces, that provides me with hope,” Maradona said.But the first 11 months of Infantino’s administration have had their troubles, including massive and often contentious FIFA staff overhauls and an ethics probe that ultimately cleared Infantino of abusing his office.Infantino’s biggest test to date is set for Tuesday, when FIFA’s powerful governing council will decide whether to back his controversial push to expand the World Cup to 48 teams from its current 32-nation format.Share on: WhatsApp Congratulations, Claudio Ranieri!Winner of #TheBest FIFA Men’s Coach 2016 ?https://t.co/LO8lWBKxpn pic.twitter.com/8czujwPzIz— FIFA.com (@FIFAcom) January 9, 2017Having miraculously avoided relegation the previous season, the Foxes rode that wave of momentum all the way to the title.The prizes were based on a combined voting process involving national team coaches and captains, a select group of journalists and fans.Ronaldo took 34.5 percent of the vote over 26.4 percent to Messi, who skipped the awards show co-hosted by US actress and former “Desperate Housewives” star Eva Longoria.Barcelona said Messi was focused on preparing for an upcoming match against Athletic Bilbao. Delighted to win The Best FIFA award. Wouldn’t be possible without my teammates, coaches and you who support me every day. Thanks everyone! pic.twitter.com/1E1VkaYbTu— Cristiano Ronaldo (@Cristiano) January 9, 2017Zurich, Switzerland | AFP | Cristiano Ronaldo claimed FIFA’s inaugural best player of the year award on Monday, the latest prize for the Real Madrid and Portugal star after a glittering 2016 for club and country.Leicester City’s Claudio Ranieri received the best men’s coach award following his side’s fairytale Premier League triumph.But the night again belonged to the 31-year-old Ronaldo, who edged out long-time nemesis Lionel Messi for the trophy as well as France’s Antoine Griezmann, the top player at this summer’s European championship.Ronaldo had already won the Ballon d’Or after his third Champions League title, thanks largely to his 16 goals in 12 games, as well as triumphing with Portugal at Euro 2016 — the country’s first major prize.“2016 was the best year of my career,” Ronaldo said after being handed the prize from FIFA President Gianni Infantino.Ranieri, 65, who saw off Real boss Zinedine Zidane and Portugal manager Fernando Santos, said the best coach honour was “incredible” after receiving the prize from Argentine football legend Diego Maradona.Under Ranieri’s leadership, Leicester pulled off one of the greatest shocks in English football history by defying title odds of 5,000-1 to lift the Premier League trophy last season.
Jake McNichol, a spokesman for the state EDA, said that to date, the authority has approved close to $3.2 million grants for 942 businesses through the initial $5 million Small Business Emergency Assistance Grant Program and distributed some $3 million to 892 of those businesses. In addition, it has approved another $1 million and distributed most of that to small businesses in Atlantic County with funding from the Casino Reinvestment Development Authority. The other bill (A-3959) would create a new no-interest loan program to small hospitality businesses impacted by the pandemic. To qualify, a business could have no more than $2 million in annual revenue if open for more than a year, or less than $1 million in annual revenue if open for a shorter time. Loans could be used to cover immediate, unavoidable expenses, with payments deferred for the first nine months after the start date. Story reprinted with permission from NJ Spotlight. Visit NJSpotlight.com for more statewide news updates. In addition to allowing bars and brewers to deliver up to 16-ounce mixed drinks in a sealed container to residents, the Assembly Appropriations Committee voted to create two loan programs for small bars, restaurants and craft alcohol producers, among the numerous businesses that have been struggling through the seven-week shutdown due to the COVID-19 outbreak. Legislators also backexpanding and creatingnew loans for small bars,restaurants, craft alcoholproducers Alcohol takeout, delivery allowed for six months A bill (A-3966) sponsored by Assemblyman John Burzichelli (D-Gloucester), who chairs the committee, seeks to codify the sale of beverages made by the state’s brewers, wineries, cideries, and distilleries and go a bit further. It would permit any business with a retail consumption license or distillery to sell mixed drinks in pint containers and other alcoholic beverages in containers of any size for takeout or delivery, with that permission extended for six months after the end of the current required closure of these businesses. Since Gov. Phil Murphy began shutting down businesses on March 16, including all bars and restaurants except for takeout orders, the state has made exceptions for alcohol. For instance, when he closed virtually all businesses on March 21, Murphy classified liquor stores as an “essential business,” allowing them to remain open. The governor also allowed for takeout and delivery of beer from the dozens of craft breweries around the state. More seriously, the bill would exempt from the state’s alcohol excise tax of $5.50 per gallon any alcohol used by distilleries to make hand sanitizer. Several have switched production to help compensate for the shortage of sanitizer, often donating it to first responders. By Colleen O’Dea – NJ Spotlight “The NJEDA’s perfor- mance, in my opinion, has been very disappointing to date,” said Assemblyman Brian Bergen (R-Morris). “I would just like to see us as a body, as a Legislature, as a committee, to put some pressure on the EDA … to deliver to these small businesses in need in a time of crisis and put the money in their hands and put the money in their hands now and not delay these programs any further.” Webber and other Republican members of the committee also supported two bills that would open additional no-or low-in-terest loan programs for craft brewers and those in the hospitality industry, although they complained that the state Economic Development Authority (EDA), which would provide these loans, has not been moving fast enough to give out money under existing programs. “I think that’s the least we can do for very civic-minded small business owners who are doing their part to try to keep people safe,” said Assemblyman Jay Webber (R-Morris), who voted for the bill. No-or low-interest loans for hospitality business Virtually all of the bills the state Legislature has passed since it stopped meeting in person in the State House due to concerns over the virus were done as emergency measures. Legislative leaders had said they wanted to resume the deliberative process that happens in committees. While Monday’s hearing was quick, there was at least some limited input from the public and lobbyists on a few of the measures and some of the bills, which had been recently introduced, were amended. The article originally appeared in the May 7th – May 13th, 2020 print edition of The Two River Times. Monday marked the first legislative committee hearing ever to take place remotely, via teleconference. The committee considered eight bills dealing with issues related to the pandemic, all of which passed without opposition and only a few hiccups due to the technology. EDA is still analyzing3,500 loan applications ithas received requestingmore than $250 millionfrom the Small BusinessEmergency AssistanceLoan Program and plansto distribute that money assoon as possible. “Due to the nature of the loan program, the review is more complex and will take longer to complete than for the grant program,” McNichol said. “The loan program review requires financial analysis to determine the ability to repay the loan under the program eligibility and terms. We are committed to providing businesses with much needed support while completing a thorough review that upholds our commitments to fiscal responsibility and accountability.” Helping small alcoholproducers One of the two new loan programs the committee approved in A-3965 would expand an existing EDA loan program to small alcoholic beverage producers those with no more than 10 employees for operating expenses during a state of emergency. Currently, vineyards and wineries are eligible but not other small craft brewers or distillers. These loans would carry an interest rate of up to three percentage points above the prime rate. This permission is needed because the state has strict laws about who can sell alcohol and how it is sold. Assemblyman Raj Mukherji (D-Hudson), sponsor of the bill, said it is important to assist restaurants and hotels that have been “devastated” by the pandemic and the current limitations on their operations. A 2018 article by Total Food Service reported that the state had, at the time, more than 27,000 restaurants and 1,130 hotels employing more than 400,000. “If we want our vibrant hospitality industry and its many employees to make it through this crisis, we must give these small businesses the tools they need to weather the pandemic until we can safely come together to once again enjoy all they have to offer,” he said. The measures still need approval by the full Assembly and Senate before being sent to Murphy for his consideration. New Jerseyans who have been missing that signature martini, sangria or other cocktail could soon be able to not only get spirits with their takeout order, but even have drinks delivered under one of three bills an Assembly committee cleared Monday that are aimed at helping the state’s hospitality industry. It was the last bill the committee considered, prompting Burzichelli to joke, “In the motion picture business, the last shot of the day is called the martini shot. This is the martini bill. How appropriate it is that it involves cocktails.”
By Timothy Schafer, The Nelson Daily The future of Morning Mountain may lie in the hands of the Nelson Cycling Club. The Regional District of Central Kootenay holds tenure on the controlled recreation area on the Crown land that used to be the Morning Mountain (Blewett) Ski Hill — and still owns property at the base of the former ski hill — but may be looking to hand that tenure over to the city’s cycling club. Community Services general manager for the RDCK, Joe Chirico, said the land used for the hill hasn’t been utilized for skiing for many years. As a result, they have been having “issues” with people trespassing on the property and they have been looking to find someone who would actively manage it. That someone could be the Nelson Cycling Club, Chirico said. “The cycling club has expressed an interest in being on the property for recreational purposes,” he said. “Lots of the trails in the Giveout Creek area would finish on the Morning Mountain property.” Over the last few years, the cycling club has held their annual fall mountain bike event — the Fat Tire Festival — on Morning Mountain, as well as extensively used the mountain biking trails above the hill in the Giveout Creek area. “They have shown interest as an active group to mange the property, … so we are looking to formalize an agreement with them,” he said. “It’s in the works but not near completion.” A meeting amongst Area E director Ramona Faust, Area F director Ron Mickel, Chirico and the RDCK’s regional park planner to discuss the options for dispensing and allocating the ski hill funds and signage is the next step in the process. [email protected]
This post originally appeared at Ensia. The recent Intergovernmental Panel on Climate Change (IPCC) report on climate change argued that we must cut global emissions in half by 2030 in order to meet the goal of keeping global warming to 1.5ºC as agreed to in Paris in 2015 at the Conference of the Parties to the United Nations Framework Convention on Climate Change (COP 21). In response to such dire predictions, the world is moving toward renewable and smart technologies at an accelerating pace. Climate solutions, like solar energy, wind energy, and electric vehicles, depend on rare earth elements. These so-called “green tech metals” have unique magnetic and luminescent qualities that make them very difficult to substitute with other elements. In 2017 the World Bank launched its first major study on green tech metals. The authors argue that meeting the Paris Accord will result in skyrocketing demand for metals like cadmium, neodymium, and indium.RELATED ARTICLESE-Waste: Taming a Global ProblemBeyond RecyclingThe Plastics Recycling ChallengeWhat Will We Do With All Those Solar Panels When Their Useful Life Is Over?Why Deconstruction Makes More Sense than Demolition As countries transition to low-emissions economies, we need to make sure we source metals in an environmentally and socially sustainable manner. We can do so by committing to three practices: repatriating primary mining, recycling metals and repairing our technology rather than replacing it. This is not an impossible task and we can find inspiration from projects in Europe and Japan. Repatriation Nearly all green tech metals in the world today come from China, where they are mined under conditions that are dangerous to both people and ecosystems. Hong Kong-based watchdog nonprofit China Water Risk reports that mining one ton of rare earth metals in China can produce 60,000 cubic meters (2.1 million cubic feet) of waste gas, containing dust, hydrofluoric and sulfuric acid; 200 cubic meters (7,000 cubic feet) of acid-containing sewage water; and over one ton of radioactive waste. China has also proven to be an unstable trade partner. Geopolitical tensions arose in 2010 when the country drastically cut 40% of global exports of rare earths in the midst of a territorial dispute with Japan. This shock led many industrialized nations, including Japan and the U.S., to look to new supplies and trade alliances. Repatriating green tech mining to industrialized countries, where strong regulations can guide responsible extraction, may be part of the answer. In 2017, President Trump signed Executive Order 13817 to boost U.S. domestic supplies of critical metals. Similarly, French President Emmanuel Macron has committed to resurrecting France’s mining industry to exploit rare earths in his country’s subsoil. The U.S. Department of Interior lists 35 minerals they deem “critical” to the U.S. economy and national security. Domestic deposits for many of these metals exist in Alaska, California, New Mexico, Colorado, and Utah, among other states. One big challenge is that not every community wants a mine in their backyard. My research lab examined eight cases of new mines being developed in the U.S. The map and chart below — taken from a larger research initiative I led — provide a snapshot of levels of public support for these projects. Public support for mines various greatly by community. Among these examples, Ucore’s Bokan mine near Prince of Wales Island, Alaska, is the most likely to actually produce metals soon. Supported by a $145 million finance package from the state of Alaska, this underground mine would extract 5.3 million metric tons (5.8 million tons) of dysprosium, terbium, and yttrium from the largest known rare earth deposit in the U.S. over its projected 10- to 15-year lifespan. In contrast, projects in Texas, Idaho, and Wyoming have stalled because they lack the immense capital investment needed to launch and face volatile global commodity markets. Recycling Opening new mines and processing plants in the U.S. is likely a decade or more away. Yet, less than 1% of the rare earth elements we use are recycled. It is time to turn more aggressively toward recycling metals already above ground to solve our metals crisis. The United Nation’s Environment Programme found that recycling rates are already high for precious metals like palladium and platinum. But recycling facilities for rare earth elements such as tellurium and neodymium are virtually nonexistent. We need to develop recycling infrastructures now for these newcomer metals. As journalist Nate Berg wrote recently in Ensia, experts say state and federal laws must require manufacturers to recycle and recover green tech metals. In 2002, the EU passed the WEEE (waste electric and electronic equipment) directive, which requires manufacturers to take back and recycle large and small home appliances, computers, medical equipment, and telecommunications products. The EU reports results by nation and equipment category. In 2015, the EU 28 member states recovered an average of 87.5% of IT waste and 88.6% consumer electronics, although the EU target was set at 65%. A set of more aggressive targets were launched in 2019. Similar laws have existed in Japan since 1997. In comparison, the U.S. lacks any comparable federal law. The wind energy sector presents a unique opportunity in both the U.S. and Europe to ramp up rare-earth recycling. Wind turbines have a lifespan of about 25 years. As some of the first projects in the U.S. and Europe reach their end of life, recycling turbines and gear boxes is a tremendous opportunity to harvest metal. Joe Rand, scientific engineering associate at Lawrence Berkeley National Laboratory, told me that “more than 6,000 wind turbines have already been decommissioned and removed in the United States.” Wind turbines and gear boxes may end up in landfills if we do not create a system for recycling and repurposing old parts. Turbine blades are a bigger challenge. Most blades are made of glass or carbon fiber composites which are difficult to recycle. One study anticipates 50,000 metric tons (55,000 tons) of blade waste by 2020. In the Netherlands, blades are being reborn as playground equipment and plaza seating. Per a story in Wind Power Engineering and Development, Germany has “the world’s only industrial-scale factory for reprocessing wind turbine blades.” This facility cuts, shreds, and hammers blades into fragments that are used in cement making. Repair The third solution, focused on consumers and product producers, is to repair our electronic gadgets rather than constantly buying new ones. Here, we can also draw lessons from Japan and the EU in creating a culture of repair rather than replace. In post-WWII Japan, the ancient concept of mottainai, or “waste nothing,” was mobilized to address resource scarcity when every household was warned not to waste even a grain of rice. In an email interview, Williams College historian Eiko Maruko Siniawer, shared with me that mottanai has turned into a millennial political movement that aims to build “an energy conscious and waste conscious” civilization in Japan that challenges a throw-away culture. Mottanai can be seen in Japanese repair cafés where volunteers fix broken electronics brought in by local citizens. But this repair movement is most lively in the EU, where more than 1,500 cafes are part of a global fix-it network. Visiting or working in a repair café can be a political act that challenges consumer waste and corporate planned obsolescence. The EU also leads repair policy. In January 2019, EU member states enacted new “right to repair” legislation for home appliances. This was on the heels of active citizen protests. A nascent repair movement is also emerging in the U.S. but needs similar policy support. California became the 18th state in the U.S. to introduce “right to repair” legislation that would require manufacturers, like Apple and Samsung, to supply parts and repair manuals to consumers. Manufacturers are putting up a tenacious fight claiming that repairing electronics poses dangers to users. In contrast, independent repair companies, and even farmers who don’t want to be beholden to John Deere to fix their machinery, are fronting a social challenge that could make a dent in both our carbon emissions and demand for scarce metals. The path forward In a world increasingly powered by renewable energy and clean technologies, it’s critical that we source green tech metals sustainably and responsibly globally. If we don’t, we risk solving climate change by creating a host of new environmental problems. The answer lies in transitioning our post-carbon economy toward robust recycling, reuse, and repair. Roopali Phadke is a professor of environmental studies at Macalester College whose focus is on energy and climate policy.
Dr. Michael GutterConsider that each time you use the credit card, or realize you don’t know how much you have available for bills, or decide something costs too much or is not needed – your kids are watching. Recent studies have increasingly documented the important influence parents have on the eventual financial behaviors of their children; this includes the good, the bad, and the ugly.By Carissa RogersConsider how we can set a good example.Try to explain why you use a card when you do. The basic difference between a debit and credit card so they understand when you are spending family money.When you are planning to pay the bills, even it if is online, explain what you are doing and how you keep track of them. You don’t need to in depth while your kids are young. However as your kids finish high school, consider that they should be learning their own organization system.Give them goals to save for. This can start small such as saving money so they can spend it at an upcoming family trip, or for something big that they want.As an aside, my son dropped many hints that he wanted an iPhone. I told him not only was the phone an expense, but also so is the addition to our family’s bill. I told him that would be an extra $120 per year. About six months later after some birthday, chore, good grades, and good effort money, he walked up to me with his wallet and said “lets go to the store.” For what” He opens his wallet, pulls out $270.“Here is for my bill” handing me $120 and the rest is for the store. I looked at him, incredulously, and said, “Let’s go”So remember if you teach them to save, they will understand it. If you teach them to be organized with their spending, they will see that. And if you teach them to spend, they will understand that too!This post was published on the Military Families Learning Network blog on April 14, 2015.
Please find enclosed indicative team nominations for the 2012 X-Blades National Youth ChampionshipsRelated Filesmemo_-_2012_nyc_indicative_nominations-pdf
TagsTransfersAbout the authorPaul VegasShare the loveHave your say Chelsea announce record profits and revenueby Paul Vegas10 months agoSend to a friendShare the loveChelsea have announced record profits in their latest financial reports.The Blues’ return to the Champions League in 2017-18 contributed to the turnover growing by 22.7 per cent to £443.4million in the financial results for the year ending June 30, 2018.And a record-high profit of £62m was achieved, after a profit on player sales of £113m and an increase in broadcast revenues of £162.4m as a result of Chelsea’s return to Europe’s elite club competition.The accounts do not include the severance pay for Antonio Conte or his coaching staff. Conte was sacked in July after the Blues’ fifth-placed finish and failure to qualify for the Champions League this season.Chelsea reported a £32m increase in commercial revenues following several partnership deals, including the kit deal with Nike worth a reported £60m a year.And the club says there was a £8.4m increase in matchday revenues, despite ticket prices being frozen at 2011-12 levels.