The National Council for Voluntary Organisations (NCVO) is to restructure in the face of a drop in income.The National Council for Voluntary Organisations (NCVO) is to restructure in the face of a drop in income. This could involve almost 10% of its staff losing their jobs, although NCVO would not confirm the numbers involved.Read Charity staff face redundancy by Nicola Hill at The Guardian. Advertisement Staff redundancies at NCVO AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. 18 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 2 May 2001 | News
David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Print This Post Lori Eshoo founded National Tax Search (NTS) in 1997 and serves as the company’s President and CEO. She has 34 years’ experience in commercial and residential property management, valuation, and tax compliance. During her first 15 years in the industry, Eshoo served as National Account Manager for Real Estate Tax Services and as Tax Manager with VMS Realty Partners. Eshoo has been recognized for her entrepreneurial excellence and innovative vision through the Ernst & Young Entrepreneur of the Year Award and has received ABA Stevies Awards for the International Women Entrepreneurs in Technology and Best Entrepreneur in Business under 100 Employees.Eshoo recently spoke with DS News about the challenges occurring within the single-family rental space, how the industry is changing, and what investors should know before they enter this sector of the market.What trends are you are seeing within the single-family rental space?Risk continues to grow as it relates to the products that I manage for owners or lenders. The market is changing over on the government side. Within that, property tax—highest liability, highest expense for a real estate owner—changes.Agencies are not as willing to negotiate with property owners, and taxes are moving very quickly, which they have not in the past. Markets are changing overnight every year. They’re shortening their timeline in which they’re taking delinquent taxes.The typical foreclosure process for a lender takes 120 days. Within that timeline, however, if they’re not aware of what’s going on with their non-escrow loan and they don’t act until closer to the end, they could have lost that asset to tax sale within that timeline. You must understand every area of the country and what elements you need to pay attention to so that you don’t get into a risky situation and lose your asset.How do you keep on top of that sheer volume of information?We have an entire agency department that has been gathering data for over 21 years. We go through a thorough review of all the data elements for each new loan or asset that comes in. What do we need in order to manage and pay property taxes, down to penalties and interest? How do we get the information? Can we get it automated or not?Depending on what state you’re located in, you’re either in a tax-sale state or a tax-lien state. There are two different processes. In tax-sale, they’ll sell your taxes to a buyer and you normally have a redemption period. Even as an investor, if it is sold, you still have some time to redeem it back. In a tax-lien state, it may take longer, but by the time it’s in that process, the asset is gone. You have no time to redeem. You really have to understand the timing and what state you’re working with. That’s what we do all day long.We update 90 days before each first installment, throughout the year. We’re asking specific questions for thousands of agencies, undertaking all of the detailed administrative work. For instance, who do we make the checks to? In addition to that, we ask questions about the tax-sale process—has it changed, is it changing? We gather extremely detailed data so our clients don’t have to.What are some of the challenges that you see as far as continuing to evolve and adapt to working in this space?The biggest area that we’re focused on with our client base is the tightening and shortening of timelines in which your risk will occur. Managing property taxes, we’re on top of that every year. We know things are moving. In Cook County, where we’re located, your second installment is due in August. The tax sale of that second installment will go as quickly as December, whereas residential comes after commercial and that was always a year after first-quarter tax sale. It’s very quick.We’re seeing that across all areas, but the other area is HOA in super-lien states. Times are changing. Management companies are going to take more of a role and move through the foreclosure process quickly, which is going to cause more risk for investors.The other challenge is PACE loans, which are an administrative nightmare. A lender may say, we don’t want to insure any loans that have PACE involvement. Well, the problem with PACE loans is that you can search a property at the time you are underwriting and it may not have a PACE loan. But who’s to say the owners can’t take it out two months later? There’s no notification to a lender that this property owner is taking out this loan, but it affects the overall property taxes because it will be assessed as a special assessment to your property tax. It can be a span of 5-25 years of paying back these loans. Then these loans transfer, property transfers, and the buyer is not aware of it. There’s a lot of confusion around PACE loans and the overall management and administration of that product. We research and manage PACE loans to reduce risk for our clients.What is your advice for investors looking to enter the single-family rental investment space?Have a thorough underwriting of each one of your assets as you’re boarding. You’re buying portfolios and you may pick and choose and say, do a snapshot of my risk on these portfolios. That will give you an idea of what you’re buying into, but once you’ve purchased the property, you need to do a thorough delinquency search, check on your HOA, and make sure there’s no PACE loan assessed as a special assessment.Once you complete that review, then you will know what you’re managing. If you do have a delinquent or sold tax out there, we’ll give you the timeline you have to rectify that situation before you lose your asset. It may not be tomorrow. You may have two years before you have to do anything, but you need to be aware of what you own and what you’re dealing with.Is there anything you wish that more people understood about your job?It’s complex and high liability. We offer a kind of “insurance.” As a property owner, move that risk off to us as your trusted specialists. We take on your risk. We know what we’re doing, and we have some of the industry’s most comprehensive data. We have decades’ worth of experience getting the necessary information. It’s why so many portfolio owners and lenders turn to us to reduce their risks. Subscribe Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Lori Eshoo National Tax Search Property Taxes rental investments Single Family Rental 2018-05-18 David Wharton The Best Markets For Residential Property Investors 2 days ago Previous: William Mueller Joins Equator as National Sales Director Next: Freddie Mac Appoints John Krenitsky as CCO About Author: David Wharton Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Investment, Journal, News Managing Risk in Real Estate Investment Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago May 18, 2018 2,262 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Managing Risk in Real Estate Investment Tagged with: Lori Eshoo National Tax Search Property Taxes rental investments Single Family Rental Servicers Navigate the Post-Pandemic World 2 days ago Related Articles Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago
Love Letters Alan Alda and Candice Bergen begin their limited run in the Broadway revival of A.R. Gurney’s Love Letters on November 9, taking over from Brian Dennehy and Carol Burnett. Directed by Gregory Mosher, the pair will appear at the Brooks Atkinson Theatre through December 5. They will be followed by casts of stars in strictly limited engagements that include Anjelica Huston, Stacy Keach, Diana Rigg and Martin Sheen. Love Letters is a funny and emotional portrait about the powerful connection of love. Two friends, rebellious Melissa Gardner and straight-arrow Andrew Makepeace Ladd III have exchanged notes, cards and letters with each other for over 50 years. From second grade, through summer vacations, to college, and well into adulthood, they have spent a lifetime discussing their hopes and ambitions, dreams and disappointments, and victories and defeats. But long after the letters are done, the real question remains: Have they made the right choices or is the love of their life only a letter away? The production has also previously starred Mia Farrow. Keach and Rigg will play December 6 through January 9, 2015. Huston and Sheen will then play January 10 through February 15. Related Shows Show Closed This production ended its run on Dec. 14, 2014 View Comments
It was one of those blink-and-you’ll-miss-it announcements: LinkedIn got an unexpected boost in the middle of Apple’s two-hour keynote presentation this morning at its Worldwide Developers Conference (WWDC).(See also Apple’s WWDC 2013 Keynote: iOS7, iTunes Radio & New MacBook Airs.)In the next version of the Mac OS X operating system, dubbed Mavericks, users of Apple’s Safari browser will be able to see links shared by their LinkedIn connections, as well as the accounts they follow on Twitter.The utility seems marginal: After all, if you’re using the Safari Web browser, LinkedIn and Twitter’s websites—and a stream of links shared by your connections there—are just one click away.And there’s no reason to believe Safari’s new Shared Links feature will threaten other news-reading tools. Safari’s Reading List tool for saving articles doesn’t seem to have slowed down popular article-saving apps like Pocket or Instapaper.(See also Apple Announces Mac OS X “Mavericks.”)Read All About ItBut the move may be more important in the validation Apple is giving LinkedIn as a media-distribution service.The professional network is already a player in the news-reading game, thanks to the LinkedIn Today feature on its website and its recent acquisition of Pulse, a mobile news-reading app. But LinkedIn is still trying to get users to think of it as a place to read and share professional content, not just to update their resumes.It’s also interesting to see LinkedIn integrated into an operating system at this level—the kind of deal that’s been mostly the domain of Twitter and Facebook to date.(We asked LinkedIn for a statement about the integration, but we stopped reading when we saw that it began with the hackneyed phrase “We are excited …”) A Comprehensive Guide to a Content Audit Guide to Performing Bulk Email Verification owen thomas Tags:#LinkedIn#news apps#news readers#Safari#Web browsers Facebook is Becoming Less Personal and More Pro… Related Posts The Dos and Don’ts of Brand Awareness Videos
TagsTransfersAbout the authorPaul VegasShare the loveHave your say Chelsea announce record profits and revenueby Paul Vegas10 months agoSend to a friendShare the loveChelsea have announced record profits in their latest financial reports.The Blues’ return to the Champions League in 2017-18 contributed to the turnover growing by 22.7 per cent to £443.4million in the financial results for the year ending June 30, 2018.And a record-high profit of £62m was achieved, after a profit on player sales of £113m and an increase in broadcast revenues of £162.4m as a result of Chelsea’s return to Europe’s elite club competition.The accounts do not include the severance pay for Antonio Conte or his coaching staff. Conte was sacked in July after the Blues’ fifth-placed finish and failure to qualify for the Champions League this season.Chelsea reported a £32m increase in commercial revenues following several partnership deals, including the kit deal with Nike worth a reported £60m a year.And the club says there was a £8.4m increase in matchday revenues, despite ticket prices being frozen at 2011-12 levels.
About the authorFreddie TaylorShare the loveHave your say Deschamps confirms Man Utd star Pogba will miss Liverpool clashby Freddie Taylor21 days agoSend to a friendShare the loveFrance boss Didier Deschamps has admitted that Paul Pogba will miss the upcoming Euro 2020 qualifiers for his side.Deschamps was hoping that Pogba would be involved in the upcoming national team games.But it appears the midfielder has suffered a recurrence of an ankle injury that has troubled him all season.Pogba is likely to miss game time for his club Manchester United as well.”It’s a new worry with his ankle,” Les Bleus coach Deschamps told reporters.”He played in the [Carabao] Cup, he played again on Monday against Arsenal. He again has a problem that’s going to keep him out of action for three weeks.”I’d prefer he was there like all the available players but unfortunately he isn’t in a physical state to be present.”
About the authorPaul VegasShare the loveHave your say Newcastle winger Saint-Maximin: We must build on Man Utd victoryby Paul Vegas15 days agoSend to a friendShare the loveNewcastle United winger Allan Saint-Maximin says they must build on victory over Manchester United.Saint-Maximin was impressive for the 1-0 win.He told nufc.co.uk: “It’s a great reaction after last week.“Everybody was very disappointed after losing against Leicester but we talked about it and said that this cannot happen again.“We are a good team with good players and we have to keep going and working hard. You always want to improve and play a great game against the great teams. We showed a lot of good things against Man United.“It’s a good time to win before the international break because everybody can now enjoy it a little bit before we play against Chelsea. We must make sure we keep going because we need to have good concentration and togetherness as a team to make sure we are ready for the next game.”
The David Shepherd Wildlife Foundation’s TigerTime campaign has launched its 2014 Stars & Stripes celebrity art auction to raise awareness and funds for tiger conservation in India, Thailand and Russia.2014 Stars & Stripes celebrity art auctionSporting stars taking part include World Superbike Champion Tom Sykes, ex-England cricketer David Gower, Jody Craddock and Sir Stirling Moss, while actors Peter Egan, Ayden Callaghan and Sarah Jane Honeywell will exhibit their work alongside legend of rock Frances Rossi and everyone’s favourite comedian, Ronnie Corbett. There’s also work from wildlife artist David Shepherd, designers Elizabeth Emanuel, Emre Erturk and Naomi Cleaver, garden expert Alan Titchmarsh, best-selling novelist Jane Fallon and glamour girl favourite Lucy Pinder.“They may seem like a very diverse group but they share one passion and that’s to see the tiger remain wild and free,” says TigerTime campaign manager, Vicky Flynn. “By giving their precious time to support this event each and every one is helping us fund vital conservation projects to help save the tiger. And, with numbers in the wild dwindling to fewer than 3,200 this push to raise awareness and funds is as vital as ever.”You can view the full auction catalogue online here.Bids can be made at the Mall Galleries in London from 3-7 June or by email from now until midnight on 8 June [email protected]
CALGARY – Royal Dutch Shell’s name is being removed from a tiny 65-year-old employee credit union as its visibility in the Alberta oil and gas industry continues to shrink in the wake of the sale of most of its oilsands assets last year.The rebranding of the Shell Employees’ Credit Union as Spark the Energy Credit Union (a name chosen in part because the initials stay the same) was celebrated Thursday at its only branch on the main floor of Shell Canada’s downtown Calgary headquarters.It follows a vote in June in which individual members who own the credit union voted 96 per cent in favour of moving to a brand that would allow growth by being more inclusive of a broader Alberta energy worker market.Credit union president and chairman Adam Battistessa, who is also the government relations manager for Shell in Calgary, says the name change is directly linked to the oilsands sale because that event resulted in thousands of Shell employee members switching to work for the buyer, Canadian Natural Resources Ltd.In the $12.7-billion deal with Canadian Natural and Marathon Oil in 2017, Shell sold all but 10 per cent of its interest in the Athabasca Oil Sands Project mine in northern Alberta but retained ownership of its Edmonton-area Scotford refinery and chemicals plants.Earlier this month, it announced with its partners final approval to build the $40-billion LNG Canada liquefied natural gas export terminal at Kitimat, B.C.