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first_img Christopher Ruane | Thursday, 12th November, 2020 5 Stocks For Trying To Build Wealth After 50 Our 6 ‘Best Buys Now’ Shares Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Christopher Ruane has shares in Imperial Brands. The Motley Fool UK has recommended Diageo and Imperial Brands. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.center_img See all posts by Christopher Ruane Click here to claim your free copy of this special investing report now! Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. The idea of earning money without having to work sounds great. But it’s not just a fantasy – this really is what a lot of people do every day. This money people earn without working for it is called “passive income”. With even a little bit of money put to work, anyone can start earning a passive income.Even if you don’t have any savings, putting aside a little of your daily budget can allow you to build up a small nest egg. By investing that in shares that pay dividends, you will be able to earn a passive income. Over time, you may even see capital appreciation on the nest egg.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…How I’d save for a passive incomeSaving a large amount can seem difficult to achieve. I find it easier to break it down to a daily sum. Saving just £3 each day, around the cost of a sandwich, would already add up to an impressive £1,085 each year. Whether physically putting three pound coins aside each day or setting up a regular bank transfer, I’d move the amount monthly into a share-dealing account. That way, I wouldn’t be tempted to spend it. I would look for a cost-effective option such as a self-invested ISA with low costs and low dealing charges. As my savings grew, I would invest them into shares that could start generating passive income.Depending on the account, buying shares might attract commission. So until my savings grew, I would focus on just one or two shares, to minimise my dealing costs.Two shares I’d pick todayGetting the right shares is important. Not all shares reliably pay out a dividend so I wouldn’t just look for today’s highest yielding shares. I would focus on shares that meet certain criteria when generating passive income. Are the companies relatively stable? Do they tend to pay out a dividend even when the economy is in a downturn? Is the dividend high enough that it will offer me an attractive passive income?Using those criteria, two companies stand out to me. The first is Diageo. The drinks giant behind such brands as Guinness and Johnnie Walker has paid out dividends without a break for over 30 years. Currently the yield is 2.4%, so for every £100 of sandwich money invested instead, the dividend payout would be £2.40 a year. My second choice would be the tobacco company Imperial Brands. This manufacturer of brands such as Lambert & Butler and Rizla has also paid dividends each year for decades. Even after a dividend cut this year, it still has a yield of 10.2%.Passive income for the price of a daily sandwich£1,095 split evenly across those two shares would produce around £69 of passive income next year. That money would be mine without me having to do anything to earn it. I also expect those shares would likely keep paying out passive income year after year in decades to come. For the cost of just one sandwich each day, I could easily start building a passive income today. Image source: Getty Images. How I’d start earning passive income for the price of a sandwich each daylast_img read more