If you need a little inspiration to lace up those running shoes or to run that extra mile, think about Fauja Singh, who at 101 years old completed his last competitive marathon in Hong Kong about a week ago. Nicknamed the “turbaned tornado” by his fans, Singh took up long-distance running a decade ago to help cope with the deaths of his wife and son. Since then, Singh has run nine marathons around the world, and in 2011, he became the world’s oldest man to ever have completed a 26 mile race, when he finished the Toronto Waterfront Marathon in eight hours, eleven minutes and six seconds.The secret to Singh’s incredible drive? His simple love for the sport. “It’s because of the happiness I get out of it,” he said. “If something makes you happy, you’ll do it well.”
The migration to EMV is proceeding across the payments industry. Merchants, issuers, processors and networks are at various stages of development to implement, test and certify their EMV compliant systems. Financial institutions, in particular, are assessing their options and associated risks for issuing new chip cards. Merchants are taking stock of the need to upgrade terminals. There is no dearth of soothsayers predicting the time and expense involved in the eventual industry-wide adoption of the new technology, and prognosticating about its lasting value in light of other emerging technologies. Dealing with change is always challenging, and the march toward EMV may present more challenges than most others.But there is more to it than infrastructure upgrades and technology enhancements. When it comes to a smooth migration, people may well get in the way!The EMV migration experiences in other markets, and the early activity here in the U.S., suggest we can expect some practical difficulties as financial institutions, merchants and consumers adapt to the new environment. We can anticipate a fair amount of inconsistency and confusion.Here are just some of the problems to be expected in the early going:Denied transactions, because not all parties in the chain are prepared to accept and carry the required EMV related data.“Lost” transactions because not all parties will carry the requisite data, and some entity may just “drop” the transaction so that it never processes to completion.Transaction timeouts. It takes terminals longer to read chips than mag stripes, and not all parties to the transaction will have made the necessary timing adjustments.Unfriendly or unfamiliar error messages that neither merchant cashiers nor cardholders understand, so transactions may be repeated.Confusion about how to conduct a transaction. It will take consumers a little time to be able to determine whether to dip or swipe their cards, where to insert them, when to pull them, and how to orient a card correctly.The familiar “debit” or (“ATM”) and “credit” buttons may work differently with different merchant implementations, and consumers may have more restricted choice regarding the use of PIN or signature in the chip card world.Inconsistency in the way credit chip cards work versus debit chip cards at the same terminal (Changes are not required for credit routing options).Cards left behind in the chip reader.Increases in the number of service calls to customer call centers.Reductions in signature transaction volume – which may affect credit union income.Consumer confusion as to why they are receiving new cards, why their new cards look different, and whether the new cards have any effect on their account relationships or fees.This is not to say that the industry should not proceed with the more secure technology of EMV; but, rather, to make the point that it’s not all about system testing and certification. There will surely be a substantial burden on operational support, clarifying procedures, and consumer education to make it all work – and it may be a bit of a bumpy road to get there. 13SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Christopher Poole Christopher Poole Joined CU24 in 2014. Mr. Poole is responsible for providing network technical support and guidance, managing implementation of network interfaces, ensuring processors are in compliance with Network Operating … Web: www.cu24.com Details
Following a 67–34 tune-up win Wednesday against UW-Whitewater, the University of Wisconsin women’s basketball team takes on North Florida Tuesday night at the Kohl Center. The Badgers are looking to build off a 2018-2019 season in which the team finished with a 15-18 record, an improvement from previous years under Head Coach Jonathan Tsipis.For Wisconsin, it will be a challenge this season replacing senior leader Marsha Howard. Howard, a member of the All-Big Ten second team last year, provided Wisconsin with consistent scoring, averaging 14.7 points per game. One player that will look to shoulder the load is sophomore star, Imani Lewis. As a freshman last year, Lewis shined and finished the season second on the team in scoring, averaging 12.2 points per game. Lewis started on the right foot again last week against Whitewater, tallying 15 points.Women’s basketball: Wisconsin’s heroic tournament run ends in 2OT loss to MichiganThe University of Wisconsin women’s basketball team (15-18, 4-14 Big Ten) battled the fourth-seeded Michigan Wolverines (21-10, 11-7) and suffered Read…Like Wisconsin, North Florida also looks to build off of an average 2018-2019 season. After a slow start, North Florida finished strong, winning four out of their last five regular-season games.The Ospreys then continued to ride their hot momentum into the Atlantic Sun Tournament, defeating North Alabama but losing to Liberty in the Atlantic Sun semifinals. The Ospreys are awaiting the return of junior guard, Tiffany Tolbert, who appeared in three games last season before a detrimental season-ending injury. In those games, Tolbert averaged 18.3 points per game, including a 21-point performance against Indiana. The return of Tolbert will give North Florida an added boost this season.Taylor looks to do damage alongside front-court partner junior transfer Jazz Bond. Bond, the forward out of Murfreesboro, TN, was a double-double machine, averaging 15.9 points per game and 7.5 rebounds per game. Look for Tolbert and Bond to execute the pick and roll against the Badgers.Women’s basketball: Badgers explode in second half to slay fifth-ranked Ohio StateJust a week ago, the Ohio State Buckeyes (14-14, 10-8 Big Ten) marched into the Kohl Center and handed the Read…With games against Power Five opponents looming, including matchups against Colorado, Arkansas and Georgia Tech, it is critical that Wisconsin gets on the right track Tuesday night. The Badgers showed a lot of potential in their 67–34 win against UW-Whitewater, and hopefully they can continue to ride the momentum tomorrow night.The Wisconsin-North Florida game will tip at 7 p.m. Tuesday night at the Kohl Center.
players’ profiles.Goal.com will in turn enjoy first access to management and players post-match, images and other content for promotional purposes.Remo Stars will enjoy the benefits of being associated with one of the most visited football website in Nigeria, with a network of more than 36 editions across the globe publishing in more than 30 languages.Speaking about the partnership, Perform West Africa Country Manager, Mr. Seun Methowe said, “We have been looking for strategic ways to engage the budding Nigerian domesticfootball scene and Remo Stars is a club that fits into our vision.”“They are a dynamic young club that have ambition to grow into a successful brand. With Goal’s Online Media Partnership, Remo Stars will be able to tell the stories of their club onand off the pitch to our wide network of discerning users who are obsessed with football,” Methowe concluded.Remo Stars General Manager Mr. Lookman Ogungberin also spoke about the partnership: “Remo Stars have entered into this agreement with Goal.com Nigeria in order to grow ourbrand equity. While we continue to strive for success on the pitch, we believe telling our stories in and out of the pitch through Goal.com will create the synergy we need to become arespected club in Nigeria.”The deal would run for one year in its first instalment with an option of extension.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram Football website, Goal.com, a subsidiary of Perform Group, have reached an agreement with Nigeria Professional Football League side, Remo Stars to become the Online Media Partner of the club.The agreement will see Goal.com promote Remo Stars across its digital platforms with weekly editorials, features, news and