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first_imgBy Brad HaireUniversity of GeorgiaThere’s a destructive gang running loose in Georgia. It wants to do only two things and has taken an opportunity to drastically increase its numbers in recent years. In its wake, it threatens to suck some profit out of a major Georgia commodity.Individual members of the gang probably don’t know they’re in a gang. But collectively they’ve gotten the attention of Georgia cotton farmers, says Phillip Roberts, entomologist with the University of Georgia College of Agricultural and Environmental Sciences.They have complex scientific names. But on the street, or in the field, gang members use aliases like stink bug, tarnished plant bug and leaf-footed bug.“And all they want to do is eat and reproduce,” Roberts said.Gang leader The gang’s ring leader is the stink bug. Common across Georgia and around homes, the stink bug, along with other gang members, really likes the taste of cotton bolls, the fruit-like part of the plant that produces lint. A hungry stink bug pierces a boll with its needle-like beak and injects a digestive enzyme to soften the tissue inside. It then sucks the tissue out for food.“In addition to the outside boll damage, the hole it creates allows organisms to enter the boll and cause rot,” he said. This reduces the quality and yield of the cotton from that boll, if it is able to produce cotton after the attack.Georgia’s cotton plants begin to make these bolls around mid-June. About 75 percent of the cotton now is setting bolls.New problemIn the past, this gang wasn’t much of a concern to farmers or entomologists. It was controlled when farmers sprayed pesticides on their cotton to kill other bugs and worms. (Tobacco budworms and corn earworms cause the most economic damage to cotton. Left unchecked, they can eat a field down to nothing.) In the 1980s and early-90s, Georgia farmers had to spray their cotton for worms and bugs as much as 16 times throughout the six-month growing season, Roberts said. And the chemical they sprayed killed most all bugs, including all members of the boll-eating gang.Due to new technology, however, farmers don’t have to spray pesticides nearly as much anymore.In the mid-90s, farmers began planting a new kind of cotton, developed to produce an insecticidal toxin created by a common bacteria, Bacillus thuringiensis. When worms eat the leaves of this Bt cotton, they die without causing any more damage to the plant.Most Georgia farmers now only spray about twice for bugs or worms each growing season. This has saved farmers money and time and has been better for the environment in and around cotton fields, Roberts said.But now that farmers spray less pesticide in their fields, members of the boll-eating gang have moved in for an easy cotton boll meal. And their numbers are on the rise.The real damage from this gang will not be known until harvest begins in September and October, Roberts said.Farmers and cotton scouts should keep an eye out for boll damage and the members of the boll-eating gang right now, Roberts says. If too many gang members show up, farmers should spray before they get out of hand and cause real damage to the crop.last_img read more

first_img Shop Logan Schmitt illustrations at SummitGeneral.store! King Bear Screen Print Logan Schmitt is an illustrator who grew up in the woods in Wheeling, West Virginia. His fascination with nature and the small places of the forest are ever-present in his work and are a continual source of inspiration. center_img Stylistically, he uses lots of lines and flat colors to present animals and other natural elements in an otherworldly light. When he isn’t illustrating posters for bands or designing t-shirts, you can find him somewhere in the woods or down by the creek. He lives in Wheeling with his wife and owl figurines. Woodland Wolf Screen Print An illustrator who grew up in the woods of Wheeling, West Virginia last_img read more

first_img 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr With numerous legislators emphasizing that credit unions and other small financial institutions should not be punished by burdensome regulations, the U.S. House Financial Services Committee referred four CUNA-backed bills to the House Wednesday.Members of the committee voted 50-9 to pass the Risk-Based Capital Study Act of 2015 (H.R. 2769). The bill would delay the National Credit Union Administration’s risk-based capital proposal until a study of its impact is conducted.CUNA President/CEO Jim Nussle has said the proposal is a “solution in search of a problem.” Rep. Jeb Hensarling (R-Texas), the committee chair, used the same words, saying “so many are concerned the NCUA’s proposal is a solution in search of a problem” in his opening statement.The bill’s sponsor, Rep. Stephen Fincher (R-Tenn.), said the bill is not an attempt to get rid of the NCUA’s proposal, just a chance to get more information. continue reading »last_img read more

first_imgA Harvard Business Review survey of more than 400,000 people across the U.S. found that when employees believe promotions were managed appropriately, they are more than twice as likely to work harder and stay engaged in their current organization. The survey, conducted throughout the last year, proves that effectively promoting people throughout your company can greatly enhance your organization’s success.The survey also found that these people – who believe that promotions are handled effectively – are five times as likely to think leaders act with integrity.With this in mind, before promoting an employee, the Harvard Business Review recommends:clarifying team members’ aspirations;encouraging team members to apply for new positions within your organization (even if you have someone specific in mind; you might be surprised); continue reading » 8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

first_imgLoan origination is the new battleground. The loan process – from member application, to lender processing, to distribution and administration – used to take weeks to complete. Customers now expect approval news within days, if not hours. And with easy online access to multiple loan sources, borrowers are likely to go with the best rate provided by the lender who responds the fastest. By automating the various loan origination processes, a credit union can significantly improve its level of service and sales performance, as well as build a competitive advantage in the marketplace. The benefits of a mobile Loan Origination System (LOS) experience include:24/7/365 access on multiple devicesReal-time account opening with a full eligibility wizard, member documentation uploads and online signaturesRapid automated decisions that support specific credit union strategies, from the simplest to the most complexStreamlined origination, automated underwriting and funds disbursement with flexible third-party integrationsSeamless integration that supports specific current processes today but with enough flexibility and access to easily accommodate and manage changes and upgrades down the roadSupport for a credit union’s brand with intuitive design applications that customize the solution to complement and enhance its mobile and full websitesAn optimal LOS features a powerful, configurable workflow engine that uses a credit union’s existing rules, rates and lending criteria and that supports loan application processing activity across all consumer-lending channels. The system’s technology should support consumer loan and account-opening applications that work seamlessly with the credit union’s current technology and processes. This not only simplifies integration but also minimizes staff training and reduces or eliminates the need for new loan origination steps. An LOS also allows credit union staff to manage more new applications and current loans by using automated workflows that require fewer resources, take less time, and comply with all internal and regulative standards. From tracking documents to integrating a paper-free processing and storage system, an LOS can build in new, cost-cutting efficiencies aimed at the bottom line. Existing and prospective members will appreciate the responsiveness of a robust, customizable decision engine that provides access to lending information, product options, and a smooth, intuitive application process available over multiple devices—around the clock, 365 days a year. Credit unions considering a change or upgrade to their LOSs should consider partnering with a CUSO (Credit Union Service Organization). CUSOs can help credit unions look at key issues, including software integration, mobile functionality, operations, member experience and goals. A good CUSO will focus not only on helping a credit union embrace technological advances but also on supporting member services. In its quest to always improve the member experience, PSCU partnered with CU Direct to offer Lending 360. Integration between account origination and Lending 360’s loan origination functions enables credit unions to smoothly process loan applications, which supports new member growth, marketing and cross-selling across all digital channels.It is important to keep in mind that online lending should supplement a credit union’s lending program and philosophy, not replace it. By combining an LOS with a productive and compassionate customer support staff, credit unions can build on their history of service with a wide range of new automated capabilities, both customer-facing and back-end, to compete in today’s uber-competitive lending arena. Credit unions have built a reputation for emphasizing responsive services tailored to the needs of established members while anticipating those of prospects. Fortunately, the acceptance of automated and self-guided services is growing, allowing members to experience and even seek new efficiencies, smooth banking experiences and increased convenience. More and more, the friendly face at a bank is evolving into a user-friendly app that is ready for consumers for whatever they need, whenever they need it. However, this shift to mobile does not have to be a negative. Instead, it should be viewed as an opportunity for credit unions to take advantage of by leveraging the power of the human touch.Co-Authored By: Rachel Fogle works with PSCU’s Lending and Account Opening Solutions, as well as on strategic product initiatives.  23SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Dan Ruppe Dan Ruppe is responsible for the suite of Total Member Care products and services, including PSCU’s lending and account opening solutions.  Web: https://www.pscu.com Detailslast_img read more

first_imgMar 27, 2006 (CIDRAP News) – As tests were pending to determine whether a 1-year-old child in Jakarta is Indonesia’s 23rd fatality from avian influenza, other suspected human cases were under investigation today in Egypt and Iraq.Local tests in Indonesia showed the baby girl from West Jakarta was infected with H5N1 avian flu, according to a health official cited by Agence France-Presse (AFP) on Mar 25. The girl died Mar 23 at Sulianti Saroso Hospital, according to Hariyadi Wibisono, a health ministry official.”She had a history of contact with sick chickens near her house and suffered serious respiratory problems during hospitalization,” Wibisono was quoted as telling AFP. Confirmatory tests are being conducted at a World Health Organization (WHO) collaborating laboratory in Hong Kong.If her case is confirmed, the girl’s death would mark the 23rd avian flu fatality in Indonesia, and the 30th case.Authorities in Egypt suspect an 18-year-old girl hospitalized there might have the country’s fifth human case of H5N1 infection, AFP said in a story today. The girl was hospitalized in the city of Kafr al-Sheikh in stable condition, and authorities were awaiting test results, AFP reported.One of Egypt’s four reported H5N1 case-patients died, one remains hospitalized, and two others “are no longer in danger,” the AFP story noted. The WHO has not yet confirmed any of the four cases.In Iraq, a man died of a suspected H5N1 infection in Baghdad, and one of his family members also is considered to have a possible case. Samples from both people are being tested in Cairo, according to a separate AFP story published today. Iraq’s toll currently stands at two confirmed fatal cases.Mystery in CambodiaMeanwhile, the investigation into the fifth fatality in Cambodia has yielded surprises, according to AFP.Authorities have found no sign of H5N1 in birds in the village where a 3-year-old girl died of avian flu on Mar 21, the news service reported. Although about 200 chickens and ducks reportedly died in the village before the girl got sick, initial tests of poultry samples are negative for H5N1, said Kao Phal, director of the Cambodian agriculture ministry’s Animal Health Department. Investigators were expanding their search for sick birds outside her village, Phum Tuol Prich.The WHO yesterday voiced concern over the situation in Cambodia.Dr. Michael O’Leary of the WHO told AFP yesterday that the fact that H5N1 has not been found in poultry was troubling because it meant that people were encountering sick birds of which the authorities were unaware.Phal suggested that wild birds or their infected droppings could have caused the girl’s infection.Meanwhile, the number of possible human cases in Cambodia seems smaller than authorities feared last week.Seven other people from the victim’s village who were suspected of having H5N1 have tested negative, the head of Cambodia’s infectious disease department, Ly Sovann, told AFP.Two adults and one child who live in a neighboring village were being treated for fever and respiratory problems at a Phnom Penh hospital, an AFP story said. They also tested negative for H5N1, AFP reported today.An additional five people who had contact with people suspected of having H5N1 are being tested, Sovann told AFP.Czech Republic finds H5 flu in swanCzech officials suspect H5N1 infection killed a dead swan found at Hlubokou Nad Vltava, about 150 miles south of Prague.The swan was found Mar 20, AFP reported today. The presence of H5 antigens has been confirmed, but the neuraminidase (N) subtype has not yet been confirmed, AFP reported. Further tests are being conducted.last_img read more

first_imghermes is planning to clear out part of its retail portfolio and move into new sectors, which could include residential and continental Europe for the first time.The pension fund’s biggest disposal will be the Grosvenor Centre in Northampton, which is understood to be under offer to Legal & General for more than £80m. Hermes is shedding the centre because it feels that it is overweight in the Midlands. The deal will mark one of the largest shopping centre transactions in the past 12 months.Hermes is also to sell the Lion and Lamb Yard shopping centre in Surrey to Portman Investments for £12.3m and a portfolio of seven town-centre retail units to Dawnay Day for £13.5m.Richard Harrold, head of property, said that he hopes to complete the disposals in the next three months. A decision, he said, on whether to invest in the residential sector is likely to be made before the end of the financial year.However, Harrold said that a view on Europe would not be taken until the full effects of the euro had been assessed.Hermes is to maintain a neutral balance on its £1.5bn property portfolio.Of the recent sales, the Grosvenor Centre in Northampton comprises 39,019 sq m (420,000 sq ft) of retail and office space. The sale is expected to represent a 6.7% net initial yield.The Farnham centre comprises 6,596 sq m (71,000 sq ft) of retail space and the deal will represent a 7.7% net initial yield. The sale of the portfolio of seven town-centre units will represent a 9.1% net initial yield.Legal & General is also to move its property weighting from an overweight to a neutral position. But a spokesman said it is targeting business park and industrial holdings.Jones Lang Wootton acted for Hermes in Farnham and Northampton; CB Hillier Parker acted for Hermes on the retail portfolio. Cluttons Daniel Smith acted for Portman Investments while Lewis & Partners acted for Dawnay Day.last_img read more

first_imgTopics : Facebook on Tuesday removed almost 900 accounts associated with the far-right Proud Boys and American Guard, including those belonging to Proud Boys supporters who marched into a protest zone in Seattle Monday and confronted anti-racist demonstrators.Facebook told Reuters the takedowns of more than 500 Facebook accounts and more than 300 Instagram accounts followed a smaller round of suspensions two weeks ago.”We initially removed a set of accounts for both organizations on May 30 when we saw that both organizations started posting content tied to the ongoing protests,” said a Facebook spokeswoman who asked not to be identified. “We were continuing the work to map out the full network.” Facebook had previously banned the groups for promoting hate, but individual members continued to post images with weapons and urge others to attend protests that followed the Minneapolis killing of George Floyd in police custody.Facebook is under heightened scrutiny as provocateurs use it to coordinate and recruit. It has also acted to make it harder to find groups in the so-called Boogaloo movement.Boogaloo adherents believe a new civil war is looming and are often heavily armed. Some ally with right-wing militias and have sought to capitalize on the protests by instigating violence they hope will escalate into a broader conflict.On Tuesday, two adherents were charged in connection with the murder of a security guard on duty at a federal building during a protest in Oakland.center_img According to an affidavit supporting the criminal complaint, suspects Steven Carrillo and Robert Alvin Justus Jr. belonged to the same unidentified Facebook group and discussed attacking federal authorities on May 28.”It’s a great opportunity to target the specialty soup bois,” Carrillo posted, in a reference the FBI said was shorthand for three-letter agencies.The guard was killed the following night. After a later carjacking, the FBI said, Carrillo wrote “Boog” in his own blood on the vehicle.last_img read more

first_imgØrsted and project partners have held an inauguration ceremony for the Formosa 1 Phase 2 offshore wind project in Taiwan.Formosa 1 Phase 2 is an extension of the existing two-turbine Formosa 1 Phase 1 project, which was officially commissioned in April 2017.The 120MW project comprises 20 Siemens Gamesa 6MW turbines installed approximately 2 to 6km off the coast of Miaoli County.To remind, the installation of turbines was completed at the site in October, with Formosa 1 Phase 2 producing first power a month later.“Today is a historic moment for all who participated in the Formosa 1 project. All the intensive efforts invested together with our joint venture partners, local authorities, financial institutions and stakeholders have flourished,” said Matthias Bausenwein, President of Ørsted Asia Pacific and Chairman of Formosa 1.“Formosa 1 marks the first milestone for Ørsted’s expansion in Asia Pacific. With this successful first step, we are confident that Ørsted will continue to lead the growth of offshore wind in Asia.”The 120MW project is owned by Formosa I Wind Power Co. Ltd., a partnership of Ørsted (35%), JERA (32.5%), Macquarie Capital (25%) and Swancor Holding (7.5%).last_img read more

first_imgWhatever the reason, Greinke dominated the Diamondbacks, giving up two hits in seven scoreless innings and the Dodgers snapped Arizona’s five-game winning streak with a 6-1 victory. “This is probably maybe the second time he’s had this kind of stuff,” Dodgers manager Don Mattingly said. “Hopefully we’re trending toward this more consistently.” Greinke (7-2) struck out seven and walked two. He also had a career-high three hits. “That is how he won a Cy Young right there,” said Arizona’s Jason Kubel, who with Minnesota saw Greinke a lot when the pitcher was with Kansas City. “He has great stuff and he swung the bat well, too. He throws hard. He throws that hard slider and it is hard to pick up until it is too late and his location is big for him. He had it going.” Newsroom GuidelinesNews TipsContact UsReport an Error Greinke has won four in a row but he hasn’t exactly been electric recently. In his previous start against Colorado, he allowed five runs and six hits and walked seven in six innings. That prompted some work to alter his mechanics. “It’s got to be more consistent,” he said. “Today was good but it can’t just be one game and then a couple of OK games and then a bad game and then a good game.” Greinke was 0-2 with an 8.71 ERA in four previous starts at Chase Field. “I’ve pitched really bad here,” he said, “some of my worst games ever at this place, so that was nice.” Hanley Ramirez singled three times to extend his career-best hitting streak to 19 games and was one of five Dodgers with an RBI. The Dodgers, winners of 13 of 16, tied their season high with 17 hits – 16 of them singles. Andre Ethier had three hits and A.J. Ellis drove in two runs as the Dodgers pulled within 3 games of the first-place Diamondbacks in the NL West. “Without this little streak we’ve been on who knows what position we’d be in,” Ellis said. “We also got a little help from the NL West coming back to the pack. Nobody ran away with it.” Randall Delgado (1-3) allowed three runs and 11 hits in six innings to take the loss. Arizona averted the shutout on Eric Chavez’s RBI single in the ninth. It was the opener of the first series between the teams since the three-game set that featured the June 11 melee at Dodger Stadium, resulting in eight suspensions. Greinke was a major player in the events leading up to the incident. Ian Kennedy, who hit Yasiel Puig and Greinke with high pitches to trigger the melee and served a 10-game suspension, starts for Arizona in the second game of the series tonight. center_img Photo Galleries: L.A. Dodgers 6, Arizona Diamondbacks 1 PHOENIX — Zack Greinke confessed to a tiny bit of added motivation in facing the Arizona Diamondbacks. After all, the last time he faced them, the game erupted into a bench-clearing brawl that resulted in eight suspensions. “I might want to win a little more,” he said. “That’s also because they’re in first place, so it’s a big game because of that.” last_img read more