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first_imgVermont’s mortgage delinquency and foreclosure rates are still well below the national average and are some of the lowest in the nation. The May Mortgage Monitor report released today by Lender Processing Services, Inc. (NYSE: LPS), a leading provider of mortgage performance data and analytics, shows a 2.3 percent month-over-month increase in the nation’s home loan delinquency rate to 9.2 percent in May 2010, and that early-stage delinquencies are increasing as normal seasonal improvements taper off. This report includes data as of May 31, 2010.According to the Mortgage Monitor report, the percentage of mortgage loans in default beyond 90 days increased slightly, while both delinquency and foreclosure rates continue to remain relatively stable at historically high levels. There are currently more than 7.3 million loans currently in some stage of delinquency or REO.  The report also shows that the average number of days for a loan to move from 30-days delinquent to foreclosure sale continues to increase, and is now at an all-time high of 449 days, resulting in an increase in “shadow” foreclosure inventory.After a two-month decline, deterioration ratios increased, with 2.5 loans rolling to a “worse” status for every one that has improved. The number of delinquent loans that “cured” to a current status declined for every stage of delinquency, except in the “greater than six months delinquent” category.  This improvement was likely the result of trial modifications made through the Home Affordable Modification Program (HAMP) that transitioned into permanent status.  Other key results from LPS’ latest Mortgage Monitor report include:Total U.S. loan delinquency rate:9.20 percentTotal U.S. foreclosure inventory rate:3.18 percentTotal U.S. non-current* loan rate:12.38 percentStates with most non-current* loans:Florida, Nevada, Mississippi, Georgia, Arizona, California, Illinois, New Jersey, Ohio and IndianaStates with the fewest non-current* loans:North Dakota, South Dakota, Wyoming, Alaska, Montana, Nebraska, Vermont, Colorado, Iowa and Minnesota*Non-current totals combine foreclosures and delinquencies as a percent of active loans in that state.Note: Totals based on LPS Applied Analytics’ loan-level database of mortgage assets.LPS manages the nation’s leading repository of loan-level residential mortgage data and performance information from nearly 40 million loans across the spectrum of credit products. The company’s research experts carefully analyze this data to produce dozens of charts and graphs that reflect trend and point-in-time observations for LPS’ monthly Mortgage Monitor Report.To review the full report, listen to a presentation of the report and access an executive summary of the report, visithttp://www.lpsvcs.com/NEWSROOM/INDUSTRYDATA/Pages/default.aspx(link is external).About Lender Processing ServicesLender Processing Services, Inc. (LPS) is a leading provider of integrated technology and services to the mortgage and real estate industries. LPS offers solutions that span the mortgage continuum, including lead generation, origination, servicing, workflow automation (Desktop), portfolio retention and default, augmented by the company’s award-winning customer support and professional services. Approximately 50 percent of all U.S. mortgages by dollar volume are serviced using LPS’ Mortgage Servicing Package (MSP). LPS also offers proprietary mortgage and real estate data and analytics for the mortgage and capital markets industries. For more information about LPS, visit www.lpsvcs.com(link is external).SOURCE Lender Processing Services, Inc. JACKSONVILLE, Fla., July 6, 2010 /PRNewswire-FirstCall/ —last_img read more

first_img The nine-year-old is attempting to become the first horse since Golden Miller in the 1930s to win the same event at the Cheltenham Festival five times when she lines up for the David Nicholson OLBG Mares’ Hurdle. Quevega galloped with another long-term absentee, Fiveforthree, and two other stablemates. Mullins said: “We just brought them for a day out really. The intention was to just canter round for one circuit as they will work again during the week. They’ve been off the course for a long time so we just did it to knock the fizz out of them really, Fiveforthree certainly was fresh.” Press Association Willie Mullins declared himself “very happy” with Quevega after the history-seeking mare made a gentle appearance after racing at Leopardstown.center_img He added: “I was very happy with them but there was nothing informative, all it told us was that they are alive and kicking. “Katie Walsh rode Quevega because she rides her at home and Davy Condon rode Fiveforthree. I had been looking at the World Hurdle for him again but I’m considering the Coral Cup also.” Dessie Hughes also took a few to the gallop, although there were far less in action than in previous years. However, Hughes’ big Triumph Hurdle hope Our Conor had a spin, along with Posiden Sea (Bumper) and Minsk. “I was very pleased with all three of them,” said Hughes. “Posiden Sea won a bumper at Clonmel well and was then second to a nice horse here in December. Minsk seemed to really love the better ground and Our Conor was great, I couldn’t be more pleased with him. “He looked very strong and came up between horses and seems in good nick. Most of the work has now been done with them, it’s just a case of freshening them up now.” last_img read more

first_img Press Association The 32-year-old striker will add the title of his country’s most-capped player to that of its record goalscorer when he passes the 125-mark he shared with Shay Given for less than a week in the World Cup qualifier against the Faroe Islands. However, he has no intention of resting on his laurels as he contemplates several more seasons at the coalface. Keane said: “I’m certainly enjoying it because you have to enjoy it. I love doing it, I love training every day.” Robbie Keane will win a record 126th Ireland cap on Friday night confident he still has another five or six years in his legs.center_img He went on: “When you get older, your desire and your hunger are even more so because even though I don’t I am feel coming to end – because I am not, I still have another at least have five, six years left in me – you know you are not that young lad anymore where you are not too worried about future because you feel like you can go on forever. “I am certainly enjoying my football, there’s not question about that, but I always have. I am very privileged, there’s no question about that. I get paid to do something that I absolutely love doing. It’s not that bad, is it? “People forget I am 32 years of age, is not like I’m 34, 36 or whatever. People are talking about (keeper David) Forde being in the squad and he’s a newcomer, but he’s 33 years of age. I am a year older than Wes Hoolahan and he’s a newcomer; John O’Shea is the same age as me. “People talk about it because I have been around for so long. For me, I have certainly got no intentions at all (of retiring) at this moment in time. As long as I have the hunger and desire, there’s no reason for me not to. I will retire when I stop scoring goals.” For all Friday night will be a proud occasion for Keane and his family – his four-year-old son Robert will be mascot – he is focussing only on the quest for three precious points. He said: “It’s something that maybe in 10 years’ time, I will look back on and be very, very proud of. But when you are still part of the squad and you are still training and you are still looking forward to the game, it’s something you don’t really think about too much because you are focussing so much on the game. “It’s a big occasion for myself, but I think more so for the family. They are the ones who are speaking about it all the time and very, very excited about it whereas for me, the most important thing is playing the game and getting a result for the team.” last_img read more