As part of its continuing network investment to support growing demand for advanced mobile devices and applications, AT&T today announced the activation of a new mobile broadband cell site in Cabot that will enhance coverage for area residents and businesses. With mobile broadband speeds, AT&T customers can surf the Web, download files faster, and enjoy the very latest interactive mobile applications.The new cell site is one part of AT&T’s ongoing efforts to drive investment and innovation to deliver the nation’s best, most advanced mobile broadband experience for customers. With the nation’s fastestmobile broadband network, AT&T provides accelerated mobile data speeds and simultaneous voice and data capabilities.”We want you to have an extraordinary experience when you make a call, check e-mail or surf the Internet on your device,” said Steve Krom, vice president and general manager, AT&T in New England. “Investing in the local wireless network is just one way to accomplish this. In addition, our recently announced agreement to acquire T-Mobile USA will strengthen and expand our network in Vermont. If approved, this deal means that we’ll be able to expand the next generation of mobile broadband ‘ 4G LTE ‘ from our current plan of 80 percent of the U.S. population to 95 percent.”AT&T’s mobile broadband network is based on the 3rd Generation Partnership Project (3GPP) family of technologies that includes GSM and UMTS, the most widely used wireless network platforms in the world. AT&T has the broadest international coverage of any U.S. wireless provider, providing access to voice service in more than 220 countries and data service in more than 200 countries. AT&T also offers voice and data roaming coverage on more than 135 major cruise ships, as well as mobile broadband services in more than 130 countries.AT&T also operates the nation’s largest Wi-Fi network with more than 24,000 hotspots in the U.S. and provides access to more than 125,000 hotspots globally through roaming agreements. Most AT&T smartphone customers get access to our entire national Wi-Fi network at no additional cost, and Wi-Fi usage doesn’t count against customers’ monthly data plans.For more information about AT&T’s coverage in Vermont or anywhere in the United States, consumers can visit the AT&T Coverage Viewer. Using the online tool, AT&T customers can measure coverage quality of coverage from a street address, intersection, ZIP code or even a landmark.About AT&TAT&T Inc. is a premier communications holding company. Its subsidiaries and affiliates ‘ AT&T operating companies ‘ are the providers of AT&T services in the United States and around the world. With a powerful array of network resources that includes the nation’s fastest mobile broadband network, AT&T is a leading provider of wireless, Wi-Fi, high speed Internet, voice and cloud-based services. A leader in mobile broadband and emerging 4G capabilities, AT&T also offers the best wireless coverage worldwide of any U.S. carrier, offering the most wireless phones that work in the most countries. It also offers advanced TV services under the AT&T U-verse® and AT&T |DIRECTV brands. The company’s suite of IP-based business communications services is one of the most advanced in the world. In domestic markets, AT&T Advertising Solutions and AT&T Interactive are known for their leadership in local search and advertising.Source: AT&T Inc., April 19, 2011 /PRNewswire/
The Brazilian Air Force’s geriatric home, ‘Casa Gerontológica de Aeronáutica Brigadeiro Eduardo Gomes (CGABEG)’, is in its 29th year of operation and has become a center of national and international reference for elderly care. Located on a hill on Governor’s Island in Rio de Janeiro, the aeronautic care center is a pioneer in the Brazilian Armed Forces. It serves approximately 180 senior citizens, all military or dependents, of which 130 are residents and 50 are participants of the ‘Centro de Convivencia’ (Community Living Center) of the CGABEG, which they may participate in from the age of 60. “This center is my reason for living today,” said Walter Chaves da Rocha. “I come in the morning, I take my blood pressure, participate in events here, gymnastics, stretching, even the choir, which is great for me.” In the institution’s choir, the deep voice of Chaves da Rocha is a counterpoint, whereas in festivities, his joy stands out. The CGABEG offers gerontological and geriatric care and regular programs to exercise memory, as well as other programs that help participants maintain strong family and social ties and even find a new love interest. All of this contributes to their mental and physical health. The assistance model that the geriatric home has adopted is based on multidisciplinary work in health promotion for the elderly that has become a benchmark for care in the country. “All of us are going to grow old in one way or another,” said Norma Landrino, aging specialist and music therapist. “I prefer to age well.” For example, using musical language and elements like rhythm, melody, harmony and the musicality of words as therapeutic tools, the music therapy group seeks to establish mental and motor functions to improve quality of life through prevention, rehabilitation or treatment. “All of these therapeutic areas aim to promote health in the elderly,” said Col. Antonio Carlos de Melo, Physician and Director of ‘Casa Gerontológica’. “They are activities for therapeutic purposes. A range of ailments are aggravated by old age.” ‘La Casa Gerontológica’ is funded by resources from the Air Force and monthly payments from users. The institution, which has an Ethics and Research Committee, works in partnership with the Federal University of Rio de Janeiro and offers places for medical residency in geriatrics, in addition to training for caregivers and technical professionals in the area of aging services. “In 2008, I underwent surgery to remove a melanoma on my scalp, and I had the pleasant opportunity of getting to know CGABEG, built next to the big Air Force hospital,” said Benedito José Do Espirito Santo, 66, about his experience at ‘Casa Gerontológica’. “I was impressed with the organization at ‘Casa’. No one can say ‘I won’t drink this water’. Nevertheless, if I had to drink that water, I am sure that my thirst would be greatly quenched. Congratulations to the officers, graduates, and civilians who devote their lives so that CGABEG runs smoothly.” By Dialogo December 29, 2013 All important dates of the year and holidays are observed and celebrated at ‘Casa Gerontológica’. On December 17, the elderly depicted Christmas scenes in a great display of costume and character. The social assistant, Eneida, not only narrated the story of the birth of baby Jesus, but also in writing the piece, she carefully cited the various activities offered to the elderly in 2013, including ‘la Danza Senior’ (the Senior Dance), which delighted the audience. Finally, ‘la Casa Gerontológica’ is especially committed to the integration of the elderly into society in general, as well as educating the community in the treatment of senior citizens. The institution hosts a variety of courses, seminars and other education and information sessions to disseminate existing benefits for seniors as well as the most up-to-date information on treatments. For example, in August this year, ‘la Casa Gerontológica’ carried out the 17th Training Course for Companions and Family Members in the treatment of the elderly, which was taught by renowned specialists in the field. I would really like to get to know the place. I receive a pension from the Brazilian Air Force, and I need a place like this. Thank you. I would like to know more about the geriatric home, Casa GerontolÃ³gica. On October 22, there will be a symposium by the Society of Gerontology, and one of the topics is elderly care in the Armed Forces. If you want to participate, contact Rubens de Lucas – CMG(CD-RM1), President of the Brazilian Academy of Military Dentistry (ABOMI).
The topic of financial literacy seems to be a never ending discussion about what needs to be done, how to do it and who is responsible for getting it done.Aside from the fact that there are adult individuals who lack a basic understanding of simple financial transactions, what is more frightening is that an even greater number of our young people, the adults of tomorrow, also lack the knowledge of how to handle their finances.This problem of educating people about ways to save, how to balance a checkbook, the difference between debit and credit cards, getting a car loan, applying for a student loan and the myriad of other financial decisions one needs to make in a lifetime, is not a new one. It is a problem that has not been limited to a specific generation but has actually been passed down from one to another.Some may argue that this is a problem that needs to be addressed in the schools. Recently in one state they enacted a law requiring students pass a civics test before graduating from high school. I believe that is an excellent idea. Everyone should have the basic knowledge of the history of our country as well as the state in which they live. They should know about the different forms of government, how people are elected to office and the importance of voting. It’s sad when many people do not know the name of the Vice President.So if students must learn civics, why not also require them to be instructed on basic financial tools prior to graduation? There are so many ways financial education can be taught. A one day class for graduating seniors or ten hours set aside during a school year with each hour devoted to a different financial subject. The instructor could be a teacher or an individual drawn from the financial community. Knowing how to save and borrow is perhaps even more important than knowing who is the Vice President.Financial institutions also need to be involved. The role of educating customers does not end at telling them what products are available. It must extend to finding out what is best for each customer, explaining how each product works and advising them what best suits their needs.Such an effort will of course cost time and money on the part of financial institutions. Staff will need to be trained not only in product offering but also how to explain to the customer what the product is, what it does and how customers can benefit from using it.Financial institutions for years have scheduledseminars, institutional classes and learning events for their customers only to have attendance so low that they stopped holding them. In spite of that setback, financial institutions must take the lead to create the opportunities that will result in a better educated population.One suggestion has been when the customer asks for a product, be it a simple account or a complicated loan, the financial institution provide the required education of that product at the point of sale. Again, the time and money factor comes into play but no one can argue the benefits gained by having an educated customer. That little extra time to fully explain, ask questions and give good direction will result in goodwill, understanding and trust as well as repeat business.Providing written or on-line material about products and services may help in some way but no one can argue the success of person to person instruction. While an institution may provide such material, real success will only be achieved by going above and beyond the written word.So where does the responsibility lie for financial education? Is it with government or the private sector? To be fair, let’s say the responsibility lies with both sectors. But if we wait for government to act, it may not get done any time soon if ever. That leaves it up to the financial institutions. By taking the lead in this effort, they and their customers will benefit from what they do resulting in a better educated population.There are many ways to go about achieving financial literacy success. It’s a challenge but one that all financial institutions must accept and work towards. Working with their national and state trade associations, financial institutions should consider the following:Contact your Governor and state legislators and encourage them to require financial education in the class room and that it is made a prerequisite to graduation.Contact the schools in the communities you serve and offer to send your staff to discuss and educate them about financial services.Make certain all your officers, directors and employees are aware of all products offered and are able to talk about the value they provide to the customer.Develop a program within your financial institution which would require your staff to educate the customer about the specific service they are requesting.On your web site encourage customers to come in at their convenience to learn how your products can help them.Education is the key to financial literacy. Everyone accepting responsibility to do all they can towards that education is the solution.The more everyone knows, the better their lives will be. 3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Michael Fryzel Michael Fryzel is the former Chairman of the National Credit Union Administration and is now a financial services consultant and government affairs attorney in Chicago. He can be reached at … Details
hermes is planning to clear out part of its retail portfolio and move into new sectors, which could include residential and continental Europe for the first time.The pension fund’s biggest disposal will be the Grosvenor Centre in Northampton, which is understood to be under offer to Legal & General for more than £80m. Hermes is shedding the centre because it feels that it is overweight in the Midlands. The deal will mark one of the largest shopping centre transactions in the past 12 months.Hermes is also to sell the Lion and Lamb Yard shopping centre in Surrey to Portman Investments for £12.3m and a portfolio of seven town-centre retail units to Dawnay Day for £13.5m.Richard Harrold, head of property, said that he hopes to complete the disposals in the next three months. A decision, he said, on whether to invest in the residential sector is likely to be made before the end of the financial year.However, Harrold said that a view on Europe would not be taken until the full effects of the euro had been assessed.Hermes is to maintain a neutral balance on its £1.5bn property portfolio.Of the recent sales, the Grosvenor Centre in Northampton comprises 39,019 sq m (420,000 sq ft) of retail and office space. The sale is expected to represent a 6.7% net initial yield.The Farnham centre comprises 6,596 sq m (71,000 sq ft) of retail space and the deal will represent a 7.7% net initial yield. The sale of the portfolio of seven town-centre units will represent a 9.1% net initial yield.Legal & General is also to move its property weighting from an overweight to a neutral position. But a spokesman said it is targeting business park and industrial holdings.Jones Lang Wootton acted for Hermes in Farnham and Northampton; CB Hillier Parker acted for Hermes on the retail portfolio. Cluttons Daniel Smith acted for Portman Investments while Lewis & Partners acted for Dawnay Day.
View Gallery (2 Photos)Before Bo Ryan took the head coaching reins at Wisconsin, the Badgers had won 19 games just four times in 103 seasons.Under Ryan, UW has reached that mark – or higher – in each of his 10 years as head coach. Wisconsin also reached its fifth-consecutive 20-win season after Sunday’s victory over Penn State.With just six games remaining until the Big Ten Tournament, the Wisconsin Badgers (20-6, 10-4) like where they sit. But with a matchup against the Michigan Wolverines (17-11, 7-8) looming Wednesday night in Ann Arbor, Wisconsin is prepping itself for one of the nation’s hottest teams.“They’ve been playing really well lately,” forward Jon Leuer said of the Wolverines. “Obviously, we’re going to have to try to limit some of the stuff they do. They have, obviously, guys that are tough matchups with [Darius] Morris and a lot of other guys, too. [Zack] Novack’s been shooting the ball really well, and they have bigs inside that are physical.”After a January that saw only three Michigan victories, it might seem surprising to mention the Wolverines as one of the nation’s hottest teams, let alone ‘”hot” at all. In between its first and second January wins, Michigan struggled through a six-game losing streak. The first of those losses came Jan. 5 at Wisconsin, where the Badgers triumphed, 66-50.But with February seemingly much more friendly to the Wolverines – they’ve won four of six this month – a rematch with the Badgers surely won’t be as daunting.Consider UW warned.“They do a lot of different things with their offense, so they’re a tough to team to prepare for, definitely,” Leuer said. “We’re looking forward to that challenge.”Wisconsin, meanwhile, has enjoyed a relatively consistent season to date – except on the road. The Badgers are just 5-6 away from the Kohl Center, where they are a perfect 15-0. Most recently, Wisconsin fell on the road at Purdue Feb. 16 – just four days after upending previously undefeated Ohio State at home.“We like [playing on the road], but it’s hard to play on the road, even though you like it,” said point guard Jordan Taylor, placing extra emphasis on “hard.” “We like it, because it is a challenge. A lot of guys like relishing in that challenge.”Wednesday at the Crisler Arena, relishing the challenge should be a good start for the Badgers. Wisconsin rebounded from the Purdue loss against Penn State Sunday, led by 22 points each from Leuer and forward Keaton Nankivil. The latter, however, rolled his right ankle early in the first half and played with a slight limp for the remainder of the game.Nankivil sat out practice Monday with an air cast on the ankle. Nevertheless, he expressed no doubt about playing Wednesday against Michigan.“It’s nothing serious,” Nankivil said. “It’s definitely moving in the right direction, I probably had four or five hours of treatment time on it [Monday], so that’s a lot of time.”While Wisconsin was stellar offensively against Penn State, shooting 54.3 percent from the floor, the Badgers will have to carry that hot-shooting performance to Michigan. On the road, UW averages 11.7 fewer points on offense than it does at home. Wisconsin has essentially lived and died by the three-pointer this year, attempting 21.7 per game (third in the Big Ten) and making 37.9 percent (fourth).Yet, away from the Kohl Center, UW hits just 29.7 percent. Facing a Wolverines squad directly on the NCAA tournament bubble, the Badgers will likely have to convert more than just 30 percent of its three-point attempts.“They’re a confident team, and they’re also a team that is kind of on that verge of the tournament, where they want to be,” Nankivil said. “They definitely have the extra incentive – not that they’re not playing hard every game, but at this point in the season, those little things make a big difference. We’re expecting them to play hard, have a crowd that’s totally behind them and keep doing the stuff they’ve been doing.”